Updated July 2026

Paycom vs OnPay

Which HR and payroll software is right for your business? We compared pricing, features, ratings, and real-world use cases.

Based on 3,500 verified reviews · Last updated July 2026
Quick verdict: Both Paycom and OnPay are strong HR platforms targeting different business sizes and use cases.

At a Glance

Paycom
Single software for the entire employee lifecycle
G2 ★★★★☆ 4.4/5
Capterra ★★★★☆ 4.4/5
Contact for pricing
OnPay
Simple, accurate payroll for any type of business
G2 ★★★★☆ 4.8/5
Capterra ★★★★☆ 4.8/5
$40/mo + $6/employee Free trial

Feature Comparison

Feature Paycom OnPay
Payroll processing ✓ ✓
Automated tax filing ✓ ✓
Direct deposit ✓ ✓
Benefits administration ✓ ✓
Time tracking ✓ ✗
Employee onboarding ✓ ✓
PTO management ✓ ✓
Contractor payments ✗ ✓
International payroll ✗ ✗
Mobile app ✓ ✓
API access ✓ ✓
Starting price Contact for pricing $40/mo + $6/employee
Countries supported US US
Best for Medium Business, Enterprise, 50-10000 Employees Small Business, Nonprofits, Restaurants, 1-100 Employees

Pros & Cons

Paycom

  • Single database for all HR
  • Employee self-service Beti payroll review
  • Strong compliance tools
  • Excellent mobile app
  • Quote-based pricing only
  • US-only
  • Long implementation timeline
  • Steep learning curve

OnPay

  • Highest rated payroll for SMB
  • Transparent flat pricing
  • Excellent customer service
  • All taxes included
  • US-only
  • No built-in time tracking
  • Limited HR features
  • Smaller integration list

Who Should Use Each?

OnPay User satisfaction matters most — OnPay holds a higher G2 rating (4.8 vs 4.4).
OnPay You want to try before you buy — only one of them offers a free trial.
OnPay You work with freelancers or contractors and need to pay them through the platform.

Related Comparisons

Paycom vs Rippling OnPay vs Gusto Paycom vs Deel OnPay vs BambooHR ← All HR Tool Comparisons Paycom alternatives → OnPay alternatives →

Ready to decide?

Try both and pick what works best for your team.

Try Paycom → Try OnPay Free →

* Affiliate disclosure: We may earn a commission if you sign up through our links, at no extra cost to you.

Frequently Asked Questions

Is Paycom better than OnPay?

It depends on your needs. Paycom is generally better for medium business, enterprise, while OnPay shines for small business, nonprofits. Both have strong ratings on G2 and Capterra.

How much does Paycom cost compared to OnPay?

Contact for pricing vs $40/mo + $6/employee. Always check each vendor's official pricing page as rates may have changed.

Can I switch from Paycom to OnPay?

Yes, both platforms support data export. Most businesses complete a migration in 2–4 weeks. It's best to run both in parallel for one payroll cycle before fully switching.

Does Paycom or OnPay offer a free trial?

Paycom does not currently offer a free trial. Yes, OnPay offers a free trial.

Which is better for international payroll — Paycom or OnPay?

Neither currently offers international payroll — consider Deel or Remote for global hiring.