Updated July 2026

Justworks vs OnPay

Which HR and payroll software is right for your business? We compared pricing, features, ratings, and real-world use cases.

Based on 1,490 verified reviews · Last updated July 2026
Quick verdict: OnPay is more affordable for small teams starting out, while Justworks offers more advanced features for growing businesses.

At a Glance

Justworks
PEO payroll and benefits for small businesses
G2 ★★★★☆ 4.6/5
Capterra ★★★★☆ 4.6/5
$59/mo + $59/employee
OnPay
Simple, accurate payroll for any type of business
G2 ★★★★☆ 4.8/5
Capterra ★★★★☆ 4.8/5
$40/mo + $6/employee Free trial

Feature Comparison

Feature Justworks OnPay
Payroll processing ✓ ✓
Automated tax filing ✓ ✓
Direct deposit ✓ ✓
Benefits administration ✓ ✓
Time tracking ✓ ✗
Employee onboarding ✓ ✓
PTO management ✓ ✓
Contractor payments ✗ ✓
International payroll ✗ ✗
Mobile app ✓ ✓
API access ✗ ✓
Starting price $59/mo + $59/employee $40/mo + $6/employee
Countries supported US US
Best for Small Business, Startups, 1-200 Employees Small Business, Nonprofits, Restaurants, 1-100 Employees

Pros & Cons

Justworks

  • Fortune 500-level benefits for small teams
  • Great compliance support
  • Simple pricing
  • US-only
  • No API
  • No contractor payments
  • More expensive than alternatives

OnPay

  • Highest rated payroll for SMB
  • Transparent flat pricing
  • Excellent customer service
  • All taxes included
  • US-only
  • No built-in time tracking
  • Limited HR features
  • Smaller integration list

Who Should Use Each?

OnPay You're a small team on a tight budget and want the most affordable option with solid core features.
OnPay User satisfaction matters most — OnPay holds a higher G2 rating (4.8 vs 4.6).
OnPay You want to try before you buy — only one of them offers a free trial.
OnPay You work with freelancers or contractors and need to pay them through the platform.

Related Comparisons

Justworks vs Rippling OnPay vs Gusto Justworks vs Deel OnPay vs BambooHR ← All HR Tool Comparisons Justworks alternatives → OnPay alternatives →

Ready to decide?

Try both and pick what works best for your team.

Try Justworks → Try OnPay Free →

* Affiliate disclosure: We may earn a commission if you sign up through our links, at no extra cost to you.

Frequently Asked Questions

Is Justworks better than OnPay?

It depends on your needs. Justworks is generally better for small business, startups, while OnPay shines for small business, nonprofits. Both have strong ratings on G2 and Capterra.

How much does Justworks cost compared to OnPay?

$59/mo + $59/employee vs $40/mo + $6/employee. Always check each vendor's official pricing page as rates may have changed.

Can I switch from Justworks to OnPay?

Yes, both platforms support data export. Most businesses complete a migration in 2–4 weeks. It's best to run both in parallel for one payroll cycle before fully switching.

Does Justworks or OnPay offer a free trial?

Justworks does not currently offer a free trial. Yes, OnPay offers a free trial.

Which is better for international payroll — Justworks or OnPay?

Neither currently offers international payroll — consider Deel or Remote for global hiring.